Lohnsteuer Kompakt Startseite

Lohnsteuerkompakt

Die Online-Steuererklärung
Software Hosted in Germany Hosted in Germany
Secure. Fast. Reliable.  		 Digital data transmission - in accordance with sect. 87c of the German Fiscal Code
Digital data transmission
Finanztip recommendation for tax app: Lohnsteuer Kompakt 04/2026

 

The entire world of tax knowledge

Lohnsteuer kompakt FAQs

 

Bank account maintenance fees

This text refers to the Steuererklärung 2022 online. You can find the version for the Steuererklärung 2025 at:
(2025): Bank account maintenance fees


When can I deduct bank account management fees?

The tax office recognises a lump sum of 16 Euro per year for work-related transfers as income-related expenses without proof. Amounts exceeding this are only deductible as income-related expenses for the portion attributable to the booking of salary credits.

You can also declare costs for work-related transfers, e.g. to pay invoices for work equipment, in your tax return.

(2022): When can I deduct bank account management fees?


Can I also deduct credit card fees?

Yes, that is possible. But only if you can prove that you use the credit card almost exclusively for business trips. Otherwise, you should split the costs of your credit card into private and business parts.

Determine the business usage percentage. The cost portion attributable to business use can be deducted as business expenses.

There is no specific proof required for these costs. One option would be to include copies of credit card statements for three consecutive months of the tax year. Clearly indicate which portion of the credit card transactions was business related. You can then claim this percentage of the credit card fees in your tax return.

(2022): Can I also deduct credit card fees?

Sichern Sie sich einfach die volle Steuererstattung, die Ihnen zusteht!

Nur Lohnsteuer kompakt bietet Ihnen:

  • Persönliche Steuertipps im Wert von 312 Euro (Durchschnitt)
  • Verständliche Eingabehilfen und Erklärungen
  • Import aus jeder beliebigen anderen Steuersoftware
  • Schnelle Antworten bei Fragen

Jetzt kostenlos testen

kundenbewertung

Field help

Bank account management fees

Account management fees are always recognised by the tax offices as income-related expenses with an allowance of 16 Euro per year without proof.

The amount of 16 Euro is an annual sum. You can also deduct this amount even if you open an account in December. You may claim this amount even if the employer reimburses you for account management costs. The reimbursement of costs is taxable and will be taxed together with your salary.

Important: If you have a free-of-charge bank account for which there are no account management fees then, unfortunately, you cannot claim the allowance.

AI power for your tax:

With IntelliScan KI beta
for effortless refund!

No more tax stress!
Learn how to use IntelliScan to complete your tax return faster and more efficiently. Simply upload your documents – our AI recognises and processes all the important information for you.

Finanztip

"Die Programme überzeugten mit einem großen Leistungsumfang, einer exakten Berechnung und allen Zusatzfunktionen. Auch Ehepaare sind hier gut aufgehoben."

Finanztip 04/2026

WirtschaftsWoche

"Der Pionier für Online-Steuererklärungen bietet Nutzern nun zusätzlich einen Import ihres digitalen Steuerbescheids und prüft auch die dort enthaltenen Daten automatisch auf Optimierungspotenzial."

WirtschaftsWoche 16/2026

Chip

"Neben einer KI-gestützten Steuerhilfe sind die Bescheidprüfung und eine effizientere digitale Kommunikation mit dem Finanzamt hinzugekommen. [...] Neben Lohnsteuerbescheinigungen kann der Cloud-Dienst nun auch Rechnungen erkennen und verarbeiten."

Chip 04/2026