What is the amount of the contributions to nursing care insurance?

Contributions to nursing care insurance were adjusted on 01.01.2025. The general contribution rate is now 3.6% of gross income. Individuals without children continue to pay a surcharge of 0.6%, resulting in a total contribution rate of 4.2% for them.

Parents with multiple children receive discounts: The contribution rate decreases by 0.25 percentage points per child from the second child, up to a maximum of the fifth child. This regulation applies until the youngest child reaches the age of 25.

Nursing care insurance contribution rate (from 01.01.2025)

Insured	Contribution rate	Employee share general	Employer share general	Employee share (Saxony)	Employer share (Saxony)
without children	4.20 %	2.40 %	1.80 %	2.90 %	1.30 %
with 1 child	3.60 %	1.80 %	1.80 %	2.30 %	1.30 %
with 2 children	3.35 %	1.55 %	1.80 %	2.05 %	1.30 %
with 3 children	3.10 %	1.30 %	1.80 %	1.70 %	1.30 %
with 4 children	2.85 %	1.05 %	1.80 %	1.55 %	1.30 %
with 5 or more children	2.60 %	0.80 %	1.80 %	1.30 %	1.30 %

The contribution assessment ceiling for nursing care insurance has also been increased. In 2025, it is 5.512,50 Euro per month or 66.150 Euro per year.

Distribution of contributions:

• Employees and employers usually share the contribution equally.
• Childless employees bear the surcharge of 0.6% alone.
• Self-employed and voluntarily insured persons pay the entire contribution themselves.
• Pensioners pay their contribution to nursing care insurance in full, without any contribution from the pension insurance.