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Lohnsteuer kompakt FAQs

 


Who is eligible for the career starter bonus?

A Riester pension plan is particularly attractive for young savers. In addition to the regular funding, there is a one-off bonus of 200 Euro for career starters up to the age of 25. This bonus has been automatically granted together with the basic allowance since 2008.

Requirements for the career starter bonus

  • Age: You must not be older than 25 at the time of signing the contract.
  • Eligibility: You must meet the requirements for Riester funding, e.g. be in employment subject to social insurance contributions.
  • No separate application: The bonus is automatically applied for through the basic allowance application.

Example calculation

In the first year, young savers receive the following state funding:

  • Basic allowance: 175 Euro
  • Career starter bonus: 200 Euro
  • Total funding: 375 Euro

Note: The state funding reduces your own minimum savings contribution, as the allowances are paid directly into your Riester contract.

Conclusion

The career starter bonus rewards young savers with an additional 200 Euro funding. This makes starting a Riester pension particularly attractive and helps to build up capital for retirement at an early stage. Make sure to use the bonus in time, as it is only available until the age of 25.

Finanztip

"Die Programme überzeugten mit einem großen Leistungsumfang, einer exakten Berechnung und allen Zusatzfunktionen."

Finanztip 10/2025

Macwelt

"Künstliche Intelligenz hat nun auch Einzug in das Programm erhalten. […] Mit IntelliScan werden Daten aus hochgeladenen Belegen analysiert und an der passenden Stelle in der Steuererklärung eingefügt."

Macwelt 03/2025

WirtschaftsWoche

"Lohnsteuer Kompakt bietet eine aufgeräumte Oberfläche und strukturierte Abfrage. [...] Pluspunkt sind abschließende Tipps zum Steuersparen, die auf den konkreten Fall angepasst sind."

WirtschaftsWoche 04/2024

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